Alan...you nailed it. All of these scenarios are designed to provoke fear and conversations. And when 2 people realize they can't possibly prevent everything they're afraid of, yet they're still willing to stick together...that's what they learn. That they're willing to take the risks...despite fears. A challenge in dating...at our age...is that so many of us are so self-protective after being so hurt by past relationship(s), that so many lack that willingness (ability?) to take the risk again...to, as you say, 'go all-in'. And if these conversations reveal they don't have it...maybe it's good to learn that. Sigh. --Lee