Mind meld, Jesse. This piece was 11 minutes long, so I had to trim a ton, including bits about other useful things we needed to be taught including personal finances. I luckily had an instructor in university who didn't teach any of the things he was supposed to teach but instead taught us personal finance. I'm ever grateful he went off script but agree that should be part of the official curriculum. Even if a parent teaches some personal finance stuff, it's good to get exposed to various versions of it. Now if only someone would teach me bitcoin;);)